Xenta helps fintech platforms, exporters, and treasury teams move capital across LATAM-linked corridors with transparent FX, compliance-native workflows, and settlement measured in minutes.
Move capital. Without friction.
As of May 2026, self-reported.
Receive and convert cross-border proceeds with clear timing, FX visibility, and full traceability.
Add LATAM-linked payout corridors without rebuilding compliance, treasury, and settlement from scratch.
High-value B2B payments where documentation, counterparty checks, and settlement timing all matter.
Three steps from onboarding to reconciliation. Built for B2B operators, not retail wallets.
Complete KYB and compliance review through a workflow built for B2B operators — not consumer onboarding.
Submit corridor, amount, and destination through portal or API. Receive a live executable quote with a transparent fee breakdown.
Execute with full transaction visibility, status tracking, and faster downstream settlement.
Built for businesses moving capital across LATAM-linked and other high-friction environments where visibility, timing, and execution quality matter.
Reference FX rates, 24h and 7d moves, official benchmarks (TRM, Banxico FIX, PTAX, BCRA, BCV, BCB) and aggregated market data for stablecoin corridors. Official benchmark rates refresh on each source's publication schedule (typically daily); stablecoin references refresh approximately every 5 minutes.
Operator-grade analysis on LATAM corridors, stablecoin settlement, FX execution, and compliance. Published on Substack — read free, no signup. New articles auto-sync here.
Xenta is a B2B cross-border payment infrastructure provider operating in LATAM-linked and high-friction markets. Xenta moves capital between currencies and jurisdictions with settlement measured in minutes, transparent FX, and compliance-native workflows.
Xenta is designed for fintech platforms, exporters, commodity operators, and corporate treasury teams.
No. Xenta is B2B cross-border payment infrastructure for qualified business operators. Xenta uses modern settlement infrastructure, including stablecoin settlement workflows in selected corridors, but is not a retail crypto wallet, exchange, or token product. Customers interact with Xenta through corridor workflows, compliance review, and transaction visibility — not crypto trading.
SWIFT routes messages between correspondent banks, with settlement typically taking 1–5 business days. Wise and Stripe Treasury are oriented toward consumer and SMB flows in major-currency corridors. Xenta is purpose-built for B2B operators moving capital across LATAM-linked and high-friction corridors, with settlement in minutes and verification built into the workflow.
Xenta operates USD ↔ MXN, USD ↔ COP, USD ↔ BRL, and LATAM ↔ Asia trade flows. Additional corridors are reviewed based on use case and operational fit.
Xenta operates through registered entities, including registration as a Money Services Business (MSB) with FinCEN in the United States (Reg. No. 31000331323960) and AML/CFT registration with UIAF in Colombia. FinCEN MSB registration is a federal anti-money-laundering registration, not a license, and Xenta does not serve US-based clients. Specific regulatory scope is reviewed during onboarding.
Xenta charges a transparent take rate per corridor with quoted FX. No hidden spreads. Pricing is reviewed against the customer's flow profile during onboarding.
Average B2B ticket on Xenta is $80,000+. Xenta is built for flows where settlement timing, FX visibility, and compliance traceability materially affect outcomes.
Settlement timing depends on corridor and workflow. Example flows on the site show settlement measured in minutes, not days.
Xenta uses a compliance-native onboarding workflow with business verification and transaction review built into the process. KYB and compliance review typically completes within days for well-prepared B2B operators.
No. Xenta operates a Contact Us model for qualified conversations and implementation review.
Exporters use Xenta to receive USD revenue from foreign buyers and convert it into local operating currency (COP, MXN, BRL) with transparent FX and same-day or next-day settlement. Xenta handles the cross-border leg, FX execution, and AML/KYT review in one workflow — replacing the multi-step correspondent-bank chain that typically takes 3–5 business days.
Fintech platforms (payouts, neobanks, payment processors) use Xenta as a settlement layer to move USD into LATAM operating accounts. Xenta exposes corridor pricing, KYB/KYT controls, and transaction visibility through a single relationship — avoiding the need to manage multiple correspondent banks and stablecoin partners directly.
A LATAM-linked payment corridor is a defined route for moving value into or out of a Latin American jurisdiction — for example USD↔COP (dollar settlement into Colombia), USD↔MXN, or USD↔BRL. Each corridor has its own regulatory framework, settlement rails, FX dynamics, and compliance requirements. Xenta operationalizes selected corridors as productized workflows rather than ad-hoc bank wires.
In corridors where regulators permit and counterparties are qualified, Xenta uses USD-pegged stablecoins as a settlement primitive — a way to move value between jurisdictions in minutes instead of days. This is an infrastructure choice, not a customer-facing product: Xenta clients see corridor workflows, FX quotes, and traditional fiat-denominated reporting. They do not hold, trade, or custody crypto.
Xenta is primarily B2B cross-border payment infrastructure — fintech platforms, exporters, commodity operators, and corporate treasury teams, with an average ticket of $80,000+. Xenta is not a consumer remittance product and does not serve individual consumers. For individual transfers, services like Wise, Remitly, or Western Union remain the right fit.
Tell us your corridor, average ticket, and settlement pain point. We'll show you exactly where Xenta fits — and where it doesn't.
An operator at Xenta will review your corridor and respond within 1 business day at the email you provided.
Golden Hedge Capital Corp, a company identified by EIN 33-2357610, located at 1007 North Orange Street, 4th floor, Wilmington, Delaware, Zip Code 19801 (hereinafter "Golden Hedge"), operator of the Xenta brand and the xenta.io website, in compliance with applicable laws and regulations, is responsible for the treatment of the personal data it collects. To this end, it has established this Privacy Policy.
The mechanisms used by Golden Hedge to manage personal data are secure and confidential, ensuring that unauthorized or fraudulent access by third parties is prevented.
This document aims to inform all individuals who have provided or will provide their personal data to Golden Hedge about the Personal Data Treatment Policy, which applies to all databases and the personal data they contain, for which Golden Hedge is responsible, in accordance with applicable data protection laws and regulations.
For the purposes of this policy, the following terms shall have the meanings as defined by applicable laws:
This policy applies to personal data provided to Golden Hedge by data subjects through any means, including verbal, electronic, or physical formats, as well as any data collected through lawful means without requiring prior authorization for its processing.
Golden Hedge may share personal data with third parties, including contractors or partners, as necessary for the fulfillment of its services and legal obligations. All third parties will be bound by confidentiality agreements and will only process personal data for the purposes authorized by Golden Hedge.
Personal data will be processed for the following purposes:
Data subjects have the right to:
Golden Hedge will respond to data subject requests and complaints in accordance with applicable laws. Data subjects can contact Golden Hedge in writing at the company's registered office in Wilmington, Delaware, or by email at contact@xenta.io.
Golden Hedge will provide personal data to judicial or administrative authorities in compliance with legal requirements and following due process.
As the Data Controller, Golden Hedge commits to:
Golden Hedge reserves the right to modify this Privacy Policy at any time. Any changes will be posted on the xenta.io website at least ten (10) business days before taking effect.
This policy is governed by the laws of the State of Delaware, and any legal action arising from the processing of personal data will be subject to the jurisdiction of Delaware courts.
Golden Hedge Capital Corp (hereinafter "GH"), operator of the Xenta brand, through its website xenta.io (hereinafter the "website"), provides the public with information about the company, its services, as well as general legal content of current interest related to its areas of expertise.
GH requests that website users read these terms and conditions before browsing or using the features available on this web portal. If you do not agree with these conditions, we suggest you refrain from accessing or browsing the website.
The use of the website for illegal purposes against GH or third parties or for any activity that may harm or disrupt the website's normal functioning is prohibited.
The content included on the website is the exclusive property of GH. The total or partial copying, reproduction, translation, transmission, or storage of this content through digital or any other system without prior written authorization from GH is prohibited.
Links to other websites or social media platforms are provided as a service to the user. However, it is clarified that GH has not been involved in creating such websites and is not responsible for their content or the services offered.
The functionality of the "Map your corridor" contact form is also offered as a service to the user, allowing them to make inquiries, which will be attended to by GH.
All elements and any information protected by intellectual property rights are the exclusive property of GH; therefore, their reproduction or use for any purpose without prior written authorization from GH is prohibited.
The information provided by the user through the website's contact channels will be used to address the user's requests and the services offered by GH and for the purposes informed in the authorizations for personal data processing, following the Privacy Policy published on xenta.io.
GH will request the user's authorization before any personal data is processed, informing the user of the specific purposes of the processing and their rights, in compliance with applicable laws.
To ensure proper use of the website, the user agrees to comply with the following guidelines:
The use of the website is the sole responsibility of the user.
The user shall indemnify GH against any legal or extrajudicial claims that may arise due to the user's failure to comply with these terms and conditions.
As the owner of the website, GH reserves the right to:
GH will make every effort to ensure the website functions properly 24 hours a day, allowing users to use its services without interruption, notwithstanding limitations or restrictions previously informed to the user or due to user devices or connection issues.
GH may interrupt or suspend the website's services for technical or security reasons or due to factors such as internet outages, power failures, force majeure, or third-party actions, without assuming responsibility to the user.
GH provides no guarantees and assumes no liability for any damages that may arise from:
GH will make every effort to maintain the security and confidentiality of the website; however, GH does not control or guarantee, and therefore is not responsible for, malicious code or other harmful elements that may appear on the website despite diligent compliance. Such elements may cause alterations to the user's computer systems (software and hardware) or electronic documents stored on the user's system.
Cookies are small files stored on the user's electronic device to enable certain functionalities of the website. Any browser visiting the website may receive cookies from GH or third parties such as affiliated entities or service providers.
GH may use persistent cookies to recognize the user and facilitate the use of the website's services. The user must authorize the use of cookies by clicking "Accept" on the website, which constitutes the user's knowledge and acceptance of the use of cookies. See the Cookies Policy for full detail.
If the user wishes to reject or delete cookies, they can configure their browser (e.g., Chrome, Safari, Firefox, Edge) to block them, which may affect the website's functionality.
The user may request assistance or submit inquiries, complaints, or claims in writing through the following contact channels:
These terms and conditions are governed by the laws of the State of Delaware. If any provision of these terms and conditions becomes invalid, all other provisions will remain in full force and effect.
Any dispute, action, or claim arising from the interpretation or application of these terms and conditions shall be subject to the jurisdiction of the courts of the State of Delaware.
